Fees at The Signatry
Revolutionary generosity requires radical transparency
At The Signatry, you’re part of a community that is seeking to practice revolutionary biblical generosity. Our core values of transparency and integrity demand a commitment to being radically transparent about how charitable dollars are stewarded, including talking about fees and expenses: what they are and when they may come into play.
Fees and Expenses
Administrative Fees
Administrative fees, based on the fund balance (also referred to as “assets under management”), are a common fee charged by most donor advised fund sponsors. These fees are usually a percentage charged against the average daily balance of the fund.
As a reflection of our mission to inspire and facilitate revolutionary biblical generosity, The Signatry does not charge an administrative fee on donor advised funds, designated funds, or charity funds.
Investment Management Fees
To help maximize generosity, The Signatry offers multiple options for investing the assets in a fund. These options carry management fees.
Management fees are withheld from investment pools. All performance is reported on a net return basis. View the full investment pool options here.
| Investment Pool | Risk Profile | Fee Factor (%) |
|---|---|---|
| Money Market | Very Low | 0.05% |
| Capital Preservation | Low | 0.35% |
| Conservative Income | Low to Moderate | 0.35% |
| Income & Growth | Moderate to Moderately Aggressive | 0.75% |
| Growth | Moderately Aggressive to Aggressive | 0.75% |
| Aggressive Growth | Aggressive | 0.75% |
| Domestic Index | Aggressive | 0.45% |
Funds that have all or part of their investments managed by an external advisor are subject to the investment management expenses charged by the advisor and the investment products they choose. These expenses are paid from the fund; the expenses do not go to the The Signatry. For more information on these expenses, please contact your financial advisor.
Funds at The Signatry that hold complex assets may be subject to an investment management fee. For more information, contact your relationship manager.
Transaction Costs
When making a contribution to a fund using electronic means, third-party processors are involved. These processors charge transaction fees.
Credit/debit card and ACH/E-Check transaction fees for fund contributions are charged by our payment processor. The contributor will be receipted for the full amount of the contribution. The fund will reflect the gift amount minus the cost of the fee.
| Credit & Debit Cards | ACH/E-Check |
|---|---|
| Visa/Master Card/Discover: 2.2% + $.30 per transaction American Express: 3.5% + $.30 per transaction | 0.8% per transaction with a cap of $5 (no transaction, regardless of amount will be charged more than $5) |
Fund contributions of cryptocurrency are subject to a 2% transaction fee charged by our payment processor. There are no additional fees charged by The Signatry for contributions of cryptocurrency.
Special Grant Delivery Expenses
Grants at The Signatry are typically paid via ACH transfer to the receiving nonprofit’s bank account. There are no fees for a typical grant payment.
There are occasions where a donor may advise a different method of payment for grants that may incur an additional expense.
| Wire Delivery | Expedited Physical Check |
|---|---|
| If grant is requested to be delivered via wire, there will be an additional $25 charge. | If a grant is requested to be paid by check via expedited overnight delivery, a $25 fee will be assessed. |